Individual Retirement Accounts (IRAs)

Rates effective:

Account Min to Open Interest Rate APY
18 Month IRA CD $0.01 1.25% 1.26%
18 Month Roth IRA CD $0.01 1.25% 1.26%

Build your retirement savings while taking advantage of the tax advantages associated with an Individual Retirement Account. An IRA account with Beardstown Savings is invested in FDIC insured Certificates of Deposit.

A penalty may be imposed for withdrawals before maturity.
Please contact an employee of Beardstown Savings concerning fees which may reduce yields and terms in regard to the above accounts or call (217)323-1400
APY = Annual Percentage Yield
Annual percentage yield means a percentage rate reflecting the total amount of interest paid on an account, based on the interest rate and the frequency of compounding for a 365-day period.